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This study’s central concern, its main question, is whether an individual's salvation is predetermined leaving no personal choice or free will in the matter or not? Although important and the main topic of this study, it is a limited focus on one aspect of biblical predestination. The narrow focus on this question alone tends to blind us from the truth of what God has predetermined and what he has not. The issue is important as one's belief concerning the doctrine of predestination is going to color his interpretation and application of every other biblical doctrine or teaching. Therefore the consequences of holding an incorrect view can corrupt the view of many other issues. This study will look at three theologies in regards to individual salvation. Reformed, Universal, and Conditional Theology.

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God is the author of order, out of order comes peace. Order in life, as in all things, necessitates borders, boundaries and rules all built upon a base of set principles. These principles are the general truths, the accepted conventions, that all else is founded upon. In the course of my studies, I have found that there are seven biblical precepts which constitute a framework for biblical understanding. 

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To learn or to understand anything correctly you must learn and grasp the general principles or precepts that govern the processes of any given course. In Mathematics you must know the established conventions the order of operations and functions; in Reading & Writing the precepts of Grammar. The study of Science is the study of the general laws or principles that govern all things, e.g. the laws of motion, forces, energy, etc. Music has the laws of pipes and strings. The building trades have there fundamental's; carpentry, plumbing, roofing, etc. These precepts or general principles are the foundation of the processes involved and do not change regardless of the circumstance or situation—They are the lowest common denominators and the world conforms to these unchanging rules of behavior.

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Eternal security, can we lose our salvation or not? To answer this ask yourself; what liberty do you have if you can lose your salvation? Some how the question of our liberty in Christ and the eternal security of the believer never get put together. The answer to the question has eluded many in Christianity since the dark ages.

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Salvation is analogous to a simple business transaction. The same type of commerce that takes place hundreds of times in the course of a business day among men. Do not be deceived by the transactions simplicity, regardless of how great the amount being dealt with the exchange is not complex. This description does not trivialize God's salvation. Whether you purchase a $20,000.00 house or a $500,000,000.00 high rise complex the transaction is the same. However great the mercy, grace and price of our salvation the transaction was simple.

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In this article the differences in salvation at different times in history; or as some prefer, dispensations, is our theme. Salvation by grace through faith and not of works is of course a universal precept of God’s word and is in force at all times in all places. So what are the differences between the Old Testament, New Testament, and Tribulation salvation?